Security

Safety of our clients’ funds and transactions concluded is the most important goal for our team. Find out, what pillars our security policy is based on.

Supervision by the KNF

Owner of the Trejdoo platform has a Domestic Payment Institution license (IP19/2013) from the Polish Financial Supervision Authority (KNF)

Cashless

Transactions carried out via our platform take place without cash, thanks to which the operational risk is eliminated

Safe connections

All network traffic is supervised by advanced cryptographic solutions (including EV SSL certificate with a USD 250,000 guarantee)

AML

Our specialists ensure the highest standards in complying with the provisions of the anti-money laundering act

GDPR regulations

We make sure that all information about our clients is carefully guarded in accordance with the law (read more)

KYC

User registration follows KYC procedures to counteract money laundering and terrorist financing

The scope of payment services includes:

  • execution of payment transactions, including the transfer of funds to the payment account maintained by user’s service provider or by other service provider by making direct debiting services, including one-off direct debits (Art. 3.1 p. 2a of the Act on payment services)
  • issuance of payment instruments (Art. 3.1 p. 4 of the Act on payment services)
  • facilitating the execution of payment transactions initiated by the payer or on his behalf, through th payer’s payment instrument, in particular by providing authorization, sending payment orders to the issuer of the card or to payment systems of payer or merchant, in order to transfer the funds owed to the merchant, excluding operations involving it’s settlement and settlement within the payment system within the meaning of the Acquiring law (Art. 3.1 p. 5 of Act on payment services)
  • execution of payment transactions, including the transfer of funds to the payment account maintained by user’s service provider or by other service provider by using a payment card or a similar payment instrument (Art. 3.1 p. 2b of the Act on payment services)
  • execution of payment transactions, including the transfer of funds to the payment account maintained by user’s service provider or by other service provider by performing credit transfer services, including standing orders (Art. 3.1 p. 2c of the Act on payment services)
  • providing money transfer services (Art. 3.1 p. 6 of the Act on payment services)

Securing financial and currency transactions

Funds of our clients are held on separate bank accounts and are never merged with the funds of Igoria Trade, owner of the Trejdoo platform (Art. 78 par. 2 of the Act on payment services)

In case of declaring Paying Authority bankruptcy, which is Igoria Trade S.A. – the owner of Trejdoo, the customers’ money located on payment accounts are excluded from the bankruptcy estate (Art. 80 par. 2 of the Act on payment services).